Istilah Perbankan (Terms Used in Banking)

Istilah Perbankan (Terms Used in Banking)

IndonesiaEnglish 
Akseptasi (penerimaan)Acceptance
AktivaAsset
Aktiva berpenghasilanEarning Asset
Aktiva lancerCurrent Asset
Aktiva TetapFixed Asset
Alat Pembayaran Bank

(Cek, Wesel)

Bank Note

 

AngsuranInstalment
Bank AsingForeign Bank
Bank CabangBranch Bank
Bank Cabang PembantuSub Branch Bank
Bank DepositoDepository
Bank melalui Internete-Banking
Bank NegaraState Bank
Bank Pemberi KreditLending Bank
Bank Swasta NasionalNational Private
Bank

Bank Tabungan

Saving Bank
Batas maksimum kreditLine of Credit
BiayaCharge
Bukti SetoranBank’s Slip/Deposit Slip
Buku besarLedger
Buku Tabungan                     Pass Book
BungaInterest
Bunga akrual, bunga yang belum dibayarAccrued Interest
Bunga BerbungaCompound Interest
Bunga BersihNet Interest
Bunga KotorGross Interest
Bunga resmiLegal of Interest
Bunga TunggalSimple Interest
CadanganReserve
CekCheque
Cek MundurPost Dated Check
Daftar Hitam BankBlack List
Dalam Perhatian KhususSpecial Mention
Dana kas menggangurIdle Cash
DebitorDebtor
DepositoDeposit
Deposito BerjangkaTime deposit
Deposito TurunanDerivative Deposit
DiragukanDoubtful
Formulir kreditCredit Form
GadaiMortgage
Giro/Rekening KoranCurrent Account
HutangDebt
Industri PerbankanBanking Industry
Jaminan KreditMortgage Loan
Kewajiban pembayaran yang belum diselesaikanAccrued Liabilities
Kewajiban pembayaran yang harus disselesaikanCurrent Liabilities
Kewajiban-kewajiban pembayaran                         Liabilities
Komisi/jasa transaskiCommissions
Kredit PerumahanHousing Loan
Kurang LancarSub-standard
LancarCurrent
Laporan Saldo RekeningStatement of Account
Lemari BajaSafe deposit box
MacetLoss
Mata UangCurrency
Nasabah BankBank Customer
Nasabah UtamaPrime Customer
ObligasiBond
PegadaianMortgage, pawnshop
Pegawai BankTeller
Pejabat Kredit BankCredit/Loan Officer
Pemberit Kredit/PinjamanCreditor
PemberitahuanNotification
Pemiliki rekeningAccountee
Penarikan Uang/

Pendebitan

Withdrawal
Penarikan Uang melebihiOverdraft
Pencairan CheckDrawing
Pendapatan BungaInterest Earned/Interest Income
Penempatan pada bank-bank lainPlacement with other banks
PerbankanBanking
Pihak ke-3Related Parties / Third Parties
Pinjaman / kreditLoans
Pinjaman AngsuranInstalment Loan / Credit
Pinjaman antar bankInter Bank Call Money
Pinjaman BersyaratTied Loan
Pinjaman dengan JaminanSecured Loans
Pinjaman Jangka MenengahMedium Term Loan
Pinjaman Jangka PanjangLong Term Loan
Pinjaman Jangka PendekShort Term Loan
Pinjaman KonsumsiConsumption Loan
Pinjaman LunakSoft Loan
Pinjaman suku bunga rendahCheap Money
Pinjaman suku bunga

tinggi

Dear Money

 

Pinjaman tanpa jaminanUnsecured Loans
Pinjaman-pinjamanBorrowings
Pungutan BankAccrue
RekeningAccount
Rekening BankBank Account
Rekening bersamaJoint Account
Rekening gabunganConsolidate Account
Rekening GiroDemand Deposit
Rekening hutangCharge Account
Rekening piutangReceivable Account
Rekening pribadipersonal account
Rekening tabunganSaving Account
Rekening yang dibekukanBlocked Account
Rekening yang tidak digunakan lagiDead Account
Sertifikat DepositoCertificates of Deposit
Sistem AngsuranInstalment
Suku Bunga TahunanAnnual Percentage Rate (APR)
Surat Jaminan BankBank Guarantee
Tahun berjalanCurrent
Tarif, suku bungaRate
Tingkat suku bunga bankBank Rate
Transfer bersyaratAccreditive
Uang beredarMoney Supply
Uang giralMoney in Deposit
Uang KasCash Money
Uang kas berlebihanExcessive Cash
Uang KertasPaper Money
Uang LogamMetallic Money/Coin
Uang PalsuCounterfeit Money, fake money
Uang tidak produktifBarren Money
Valuta AsingForeign Exchange
WarkatItem
Warkat TagihanCollection Item
WeselDraft
Wesel Bank                            Bank Draft

Source ; adapted from various sources

www.yaminhi.com (AY/(K/EN-009)

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