Istilah Perbankan (Terms Used in Banking)
Indonesia | English |
Akseptasi (penerimaan) | Acceptance |
Aktiva | Asset |
Aktiva berpenghasilan | Earning Asset |
Aktiva lancer | Current Asset |
Aktiva Tetap | Fixed Asset |
Alat Pembayaran Bank (Cek, Wesel) | Bank Note
|
Angsuran | Instalment |
Bank Asing | Foreign Bank |
Bank Cabang | Branch Bank |
Bank Cabang Pembantu | Sub Branch Bank |
Bank Deposito | Depository |
Bank melalui Internet | e-Banking |
Bank Negara | State Bank |
Bank Pemberi Kredit | Lending Bank |
Bank Swasta Nasional | National Private |
Bank Bank Tabungan | Saving Bank |
Batas maksimum kredit | Line of Credit |
Biaya | Charge |
Bukti Setoran | Bank’s Slip/Deposit Slip |
Buku besar | Ledger |
Buku Tabungan | Pass Book |
Bunga | Interest |
Bunga akrual, bunga yang belum dibayar | Accrued Interest |
Bunga Berbunga | Compound Interest |
Bunga Bersih | Net Interest |
Bunga Kotor | Gross Interest |
Bunga resmi | Legal of Interest |
Bunga Tunggal | Simple Interest |
Cadangan | Reserve |
Cek | Cheque |
Cek Mundur | Post Dated Check |
Daftar Hitam Bank | Black List |
Dalam Perhatian Khusus | Special Mention |
Dana kas menggangur | Idle Cash |
Debitor | Debtor |
Deposito | Deposit |
Deposito Berjangka | Time deposit |
Deposito Turunan | Derivative Deposit |
Diragukan | Doubtful |
Formulir kredit | Credit Form |
Gadai | Mortgage |
Giro/Rekening Koran | Current Account |
Hutang | Debt |
Industri Perbankan | Banking Industry |
Jaminan Kredit | Mortgage Loan |
Kewajiban pembayaran yang belum diselesaikan | Accrued Liabilities |
Kewajiban pembayaran yang harus disselesaikan | Current Liabilities |
Kewajiban-kewajiban pembayaran | Liabilities |
Komisi/jasa transaski | Commissions |
Kredit Perumahan | Housing Loan |
Kurang Lancar | Sub-standard |
Lancar | Current |
Laporan Saldo Rekening | Statement of Account |
Lemari Baja | Safe deposit box |
Macet | Loss |
Mata Uang | Currency |
Nasabah Bank | Bank Customer |
Nasabah Utama | Prime Customer |
Obligasi | Bond |
Pegadaian | Mortgage, pawnshop |
Pegawai Bank | Teller |
Pejabat Kredit Bank | Credit/Loan Officer |
Pemberit Kredit/Pinjaman | Creditor |
Pemberitahuan | Notification |
Pemiliki rekening | Accountee |
Penarikan Uang/ Pendebitan | Withdrawal |
Penarikan Uang melebihi | Overdraft |
Pencairan Check | Drawing |
Pendapatan Bunga | Interest Earned/Interest Income |
Penempatan pada bank-bank lain | Placement with other banks |
Perbankan | Banking |
Pihak ke-3 | Related Parties / Third Parties |
Pinjaman / kredit | Loans |
Pinjaman Angsuran | Instalment Loan / Credit |
Pinjaman antar bank | Inter Bank Call Money |
Pinjaman Bersyarat | Tied Loan |
Pinjaman dengan Jaminan | Secured Loans |
Pinjaman Jangka Menengah | Medium Term Loan |
Pinjaman Jangka Panjang | Long Term Loan |
Pinjaman Jangka Pendek | Short Term Loan |
Pinjaman Konsumsi | Consumption Loan |
Pinjaman Lunak | Soft Loan |
Pinjaman suku bunga rendah | Cheap Money |
Pinjaman suku bunga tinggi | Dear Money
|
Pinjaman tanpa jaminan | Unsecured Loans |
Pinjaman-pinjaman | Borrowings |
Pungutan Bank | Accrue |
Rekening | Account |
Rekening Bank | Bank Account |
Rekening bersama | Joint Account |
Rekening gabungan | Consolidate Account |
Rekening Giro | Demand Deposit |
Rekening hutang | Charge Account |
Rekening piutang | Receivable Account |
Rekening pribadi | personal account |
Rekening tabungan | Saving Account |
Rekening yang dibekukan | Blocked Account |
Rekening yang tidak digunakan lagi | Dead Account |
Sertifikat Deposito | Certificates of Deposit |
Sistem Angsuran | Instalment |
Suku Bunga Tahunan | Annual Percentage Rate (APR) |
Surat Jaminan Bank | Bank Guarantee |
Tahun berjalan | Current |
Tarif, suku bunga | Rate |
Tingkat suku bunga bank | Bank Rate |
Transfer bersyarat | Accreditive |
Uang beredar | Money Supply |
Uang giral | Money in Deposit |
Uang Kas | Cash Money |
Uang kas berlebihan | Excessive Cash |
Uang Kertas | Paper Money |
Uang Logam | Metallic Money/Coin |
Uang Palsu | Counterfeit Money, fake money |
Uang tidak produktif | Barren Money |
Valuta Asing | Foreign Exchange |
Warkat | Item |
Warkat Tagihan | Collection Item |
Wesel | Draft |
Wesel Bank | Bank Draft |
Source ; adapted from various sources
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